“Friendship is a term used to denote co-operative and supportive behavior between two or more beings.” - unknown.

Now, I can safely say I’ve gone through a lot of ups and downs… Mostly the downs, fortunately. Why fortunately? Because I learn more things in these downs than all the ups, where I just celebrate… Friendship or lemme refine, relationship, is something you need in these ups and downs… My inspiration, my friend, Joseph, is quite a useful ingredient to what I am today, well mostly I have to thank God but Joseph was part of God’s gift too… One thing about him is that, no matter how hard I tell him that something is bad and worth to be angry about, he looks at the brighter sides of things. While sometimes it can irritate me, mostly it made me feel that ‘Yes, it’s way better not to have a grudge about it. Let it go and move on. If you hate it, don’t bother about it. It’ll only make you angry.’

Feel inspired? Well that’s Joseph for you. Without him showing me Rich Dad Poor Dad, and without me even going to a junior college, I wouldn’t have realised all the wonders the world has to offer.

Let’s move on. Just recently, I’ve decided to take some time off and look back at my past. I begin to realise I’ve been quite selective of the people I want to know and work with. If they’re bad and not to my liking, I simply regard them as acquaintances and find more worthwhile people. Worthwhile meaning constructive to my growth. Just like a business that needs different types of people for their different stages of growth, I realised I need more people, more experienced ones to develop me to my next stage. If you’re asking me how I know what stage I’m on, believe me, you will know when you’ve hit it.

You begin to realise you’re going nowhere. You begin to figure ‘ Is there anything else I can grab out of this? Somehow, now, I feel that that the relationship with some people that I’ve held ever so tightly, is slowly being eroded by natural causes. I wouldn’t say they’re bad or I hate them, but I just feel that it’s time to move on. They’ve done a good job, but I just have to let go. It’s hard to say goodbye, but for the better of myself, it’s what I must do. I can safely say it’s a tough decision. It’s like wandering in the deep blue sea without no lifejacket or any communication device. You’re basically independant.

What I would love to leave to all the readers of this blog is, whatever you do, even if you think is hard, make sure it’s for the mutual benefit. And always, never lose sight of your goal or whatever you wanna achieve, for it will just keep the passion burning and trust me, you’ll do whatever it takes to get there.

Well you wish, I wish too. But I don’t think Chiu Hwa will be able to keep up with us. We need a movie to watch. I’m not sure what movie to watch seriously… Step Up 2? Dark Knight? Omg. Im 17 and Im still not up to date with movies? Something must be really wrong.

Anyways, we will be conducting it at night at around 8pm at our very own MoneyTree Headquarters at Bugis. Wah sound CHIM. In other words, the office. -Everyone is encouraged to bring their own popcorn- LOL. Who wanna set up the campfire? I’ll bring the dry wood. Who’s bringing splinter? Ah yes! Marshmallows… Ah… Marshmallows over an open fire, woosh, sounds like a great way to spend the whole night.

Anyone and everyone is encouraged to join us, if there’s no space, there’s always the rooftop, although Im not sure of the load capacity. I think it’s a great way for us to maintain a strong bond between each other. Remember when we were still small? Yeah, we were somewhat like a family. I would really like to see the ‘family’ grow exponentially with all the new MoneyTree students. Really like to see that.

Check out these answers by a business expert, Jim Casparie…

It should apply in all areas of business

Question: How do I propose an idea to the automotive market (Chevy, Ford, etc.)? It is an idea regarding safety that I know would be a good selling point at a reasonably low cost.

Answer: The automotive market is one of the toughest markets to penetrate of any I know. In my experience, there are three ways to get their attention.

First, convince a major icon in the industry to endorse your product. But, you’d better get them to invest, too–”pretty faces” don’t get the job done.

Second, get the press behind you. If your safety idea really has some public interest appeal, try and sell that idea to a major media source and have them carry the story. Positioning is key as you don’t want to imply that the product is available if it is not. Make it clear that this idea is looking for believers with money and connections.

Third, find an existing successful company in the industry that would be interested in partnering with you to see this idea blossom. Generally, a good strategic partner will be 10 times more helpful and 100 times less greedy than a private investor. If you try and build your company “the old fashioned way”–one step at a time in this industry–you’ll get eaten alive.

Want to ask Jim a question? Go to the Forbes.com Small Business Exchange and select his name from among our cadre of experts.

Question: I have a lot of business ideas but don’t know how to get the start-up capital. I have watched some of my ideas make other people a good amount of money but am ready to put my ideas to work for myself. Any suggestions? Thanks for your time.

Answer: Generally, the best place to start is with what we call a sanity check. Find one or two people who you respect for their business sense and trust for their integrity. If your idea is potentially patentable, make sure to get them to sign a confidentiality release. (You can find plenty of samples on the Internet).

Once all that is in place, sit them down and pitch them your idea and see what they say. If they are encouraging and supportive, then ask them your key qualifying question: Would you invest in this idea? If they balk, press them to tell you why. Listen, don’t argue. If you’ve chosen well, their advice could save you a lot of heartache or, on the flip side, it could make you rich.

Just a little tip for those working on showing their ideas to the world…its not as easy as it seems though, but ‘will power’  and ‘passion’ can make things happen.

This really applies in the Internet Industry…

Just over 2 months to the long awaited A’Levels…Time to show the stuff we’re made of on the other side of this journey (if you know what I mean)

What to do now? Well as you can see from the long delay between posts nowadays, it’s really really really busy for me to keep writing… Which was why I wanted an assistant author to this blog… Can I make this my personal blog? Well I don’t think I’m allowed to haha…

We got some options up for grabs…. The best one is to just study till we’re done for the darn school year. And after that, we have all the fun this world can give… Well Singapore… More Cashflow games, more barbeques, more overnighting at the office… Yep overnight… We have a projector… We have a big screen… SOMEONE GET THE POPCORN!!! We could watch some darn good movies and just have more bonding together

Well as for me, I’m currently happy with my progress in school and also my startup, which even MoneyTree has not yet heard the full plan MWAHAHAHA… I’ve been happy with all my prelim papers, well some… Those that I’m not happy with, were the ones that I fell asleep in… This shows you that sleeping late to study is bad bad bad… Anyways, I’ve done a good good plan for my startup to go as smoothly as possible… After my prelims, I will be focusing on sending that darn application for funding to NUS. Hopefully if what Ryan said is true, which I know is, we will be looking at some progress… At the moment, I am compiling all the websites that can be of use to us to fuel our startup. After A levels, I will be full out to be 150% of what I am today…Let’s see what I can accomplish in a few months… Gotta push myself…! Well I’ll keep this blog posted here and there for my progress… For it will be an exciting one… For the rest of you, Happy Studying! Anyone wanna know more about what I’m gonna do… just tag us… Ill add you in msn We will have a chat, maybe with some coffee…

The more you play it the richer you get. Yep, I feel richer… Way way way richer… Well I think what’s better than money is knowledge. Let’s put it this way, starting a business at this age is not for the faint-hearted, investing in the market, stocks, forex, futures, options requires a large capital to have a significant outcome… Ya… Id rather invest my time into networking sessions, cashflow games, getting mentors and even start an aided business in school…

I’ve noticed very unique personalities yesterday, which I really would like to surface out here for you guys to learn about… I don’t know about Zhong En’s table but my table was quite quite interesting you see… At first many thought cash on hand or in other words savings was the best form of way to declare yourself rich… I kept nailing down that passive income is just the way to get out of the rat race… If you have 1million dollars but you’re still stuck in the rat race, let’s put it this way, you’re still like the rest… If you have even 10 thousand dollars in passive income, let me tell you that this will enable you to achieve even more than that guy with the million bucks…

When Warren got 85000 dollars straight after he sold his real estate to the market, I told him go for the big deals to get massive passive income to get out of the rat race first… ( well to get free ice cream too, i forgot to mention that the first guy to get out of the rat race gets one… eventually Zhong En got it again… ) But he still said ” I’m still the richest here. Just wait. I’ll go for small deals first ” ( The clock is ticking, and more opportunities are passing him by )

Darren on the otherhand, was a mechanic, earning less than 1k per month. He invested wisely in stocks, looked at its range, used the method of buying low and selling high, and got tens of thousands of dollars when he sold to the market at the highest rate. Immediately he noticed that he just needed a little passive income to sustain his total expenses and yes, not to my surprise, he went for big deals. Both him and Mun Yong dared themselves to get big deals, which ultimately shows they have some qualities of entrepreneurs - risk taking. You may say I may exaggerate this, but hey, it is true and they both know that they may have a chance of not buying the big deal as they may not afford it. Now you tell me who’s the daring one…

Now everyone is either one step further, at the same spot, or one step backwards after they play the Cashflow Game… For those who are one step further, I congratulate you, and I dare you to push for more, for the rest, I’ll advise you. For the next game, think that every card that all the players on the table pick is YOUR OPPORTUNITY… Yes its their card, but do you know you can buy the rights to that card, thus enabling you to buy that asset? Some points to take note… If you have a lot of cash in your hand, it just means you’re not maximising it by buying assets… If you have cash, either you buy assets or you clear your debts… Choose… I’ll give more tips on the next time we play it again yeah????